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Question-Week ending Sunday 12/15/02:
Do you believe if you invested 20 minutes a day devoted to some aspect of Financial Management, you could improve the quality of your life? Please read the Pre-Poll Commentary before taking this poll.

Pre-Poll Commentary:

In this ninth poll of the Daily Dozen Disciplines, we will discuss the proposition of investing a little time each day on Financial Management to improve the quality of your life.

From a previous poll we conducted on Financial Management we learned that our top vote of 34% of respondents reported that they invested 2-4 hours "A MONTH" managing their finances. That time invested was in sharp contrast to the 3-4 hours "A DAY" we learned our respondents spent Watching TV in our late August Poll on TV Time.

Financial Management must be taken seriously and time must be invested on a consistent basis. Time invested can come in the form of reading and educating yourself on financial matters; performing financial functions like checkbook and asset management; budgeting; planning and goal setting; etc. The important thing here is to spend some time daily thinking about and executing ways to positively impact your financial situation. Without a plan and proper execution, you may find yourself in a financial situation that your would rather not be in.

Let us know how you feel in this week's poll. This poll will end on Sunday 12/15/02. Watch for the results and summary by Monday morning 12/16/02.

1. 71% voted-Absolutely Yes-that 20 min. daily can improve QOL
2. 29% voted-Probably Yes-that 20 min. daily can improve QOL
3. 00% voted-Not Really-that 20 min. daily can improve QOL
4. 00% voted-Absolutely Not-that 20 min. daily improves QOL

Post-Poll Commentary:
Of all the polls we conducted this year, this poll produced the most consentaneous results. Overwhelmingly, 71% of our respondents believed that they ABSOLUTELY could improve their quality of life by investing 20 minutes a day, focusing on some aspect of Financial Management. That aggregate of time may not sound like much to devote daily. However, I assure you it's more than most people will invest.

I think a good place to start investing time on Financial Management is reading. All major news magazines have great articles on personal finance. I learn a great deal in the financial sections of the following publications: NewsWeek, US News and World Report, BusinessWeek, Money, Forbes, Fortune, etc. These magazines can be found on the internet for free. You can link to them from our News Magazine section on this website. Once you are in the magazine's website, you can check out the incredible resources each has set up on Personal Finances. You can also check our weekly News Reviews for articles on Personal Finance and Investing. When I come accross interesting articles, I take the time to share them with our readers. This can be a good place to check as well. The key is to READ a little daily to get the broadest perspective possible on matters of Finance.

Along with reading, I believe THE MOST IMPORTANT aspect of Financial Management is keeping accurate records. There is no excuse for not using software packages like Microsoft Money or Quicken. These programs are easy to use and fantastic. If you're not managing your finances using a good software tool, you are missing a great opportunity. You MUST plan, budget and have more control over your finances if you want to maintain and expand your assets.

I hope that the overwhelming response from this poll motivates lots of people into action to INVEST more time on Financial Management. Along with the Finance Section at this site, we will continue to search for resources to help you "Get EXACTLY Where You Want To Go!"

Master Archives of Polls

Dozen Daily Discipline Poll Topics
Dozen Daily Disciplines Introduction
1-Eating Healthy | 2-Daily Vitamin Supplements | 3-Working Effectively
4-Focused Time with Loved One | 5-Focused Time with Family | 6-Daily Exercise
7-Daily Reading For Education | 8-Daily Audio Learning | 9-Daily Financial Management
10-Sharing With Others | 11-Time for Spirituality | 12-Healthy Sleep Habits

Goal Planning System Topics
Goal Planning System Introduction
Step 1-Belief, Desire | Step 2-Writing Down Goals | Step 3-Benefits & Analysis Step 4-Listing Obstacles | Step 5-Listing Resources | Step 6-Write out a Detailed Plan
Step 7-Execute Passionately & Keep Score

Time Management Series Topics
Strategy and Benefits | TM Benefit 1 Peace of Mind
TM Benefit 2 Self Knowledge | TM Benefit 3 Health & Energy
TM Benefit 4 Loving Relationships | TM Benefit 5 Financial Rewards
TM Benefit 6 Achieving Worthy Goals | TM Benefit 7 Total Personal Fulfillment

Personal Development Opportunities Topics
PDO's Introduction
PDO's Ages 7 to 12 | PDO's Ages 13 to 19 | PDO's Ages 20 to 29
PDO's Ages 30 to 39 | PDO's Ages 40 to 49 | PDO's Ages 50 to 59
PDO's Ages 60 - Over, Plus Summary

Personal Value In The Marketplace (PVIM) Topics
PVIM Introduction
PVIM Evaluation | PVIM Increasing Your Value | PVIM Preparing And Planing Early
PVIM Start Improving Your Market Value Today!

The Qualities Of Leadership Topics
Honesty | Energy & Passion | Great Listeners | Being Decisive
Being Realistic | Great Communicator | Being Patient | Being Persistent
Being Flexible | Being Persuasive | Being Competent | Being Responsible
Sense of Humor | Great Role Model | Being Creative | Being Compassionate
Being Resourceful | Being Diplomatic | Forgiving | Willing To Take Risks

Positive Moods And Emotions Topics
Acceptance | Affection | Ambition | Anticipation | Attentive | Calmness
Caring | Confidence | Courage | Curiosity | Desire | Determination | Eagerness
Empathy | Enthusiasm | Excitement | Generosity | Gratitude | Happiness
Independence | Joy | Kindness | Love | Loyalty | Patience | Pride | Relaxation
Respect | Satisfaction | Trust

Other Poll Topics Discussed
Poll Index
Aerobic Exercise | Audio Learning | Beaches | Concerts | Cruise Ships
Financial Management | Football Passion | Internet Time | Magazine Reading
Movie Rentals | Music Listening | Nurturing Relationships | Pet Ownership
Photography | Pro Sports | Restaurants | Strength Exercise | Stretching Routine
Theatre | TV Time | Weekend Away


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